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Credit Hacks

  1. Pay Your Bills On Time

  2. Request a Credit Limit Increase

  3. Pay Down Your Balances

  4. Transfer Your Balances to a New Card

  5. Avoid Closing Your Credit Accounts

  6. Avoid Opening New Lines of Credit

  7. Open a New Line of Credit

  8. Spend Less Than 30% Of Your Available Credit

  9. Use Experian Boost

  10. Fix Credit Report Errors

  11. Request Goodwill Deletions With Creditors

  12. Become an Authorized User on Someone Else’s Card Account

  13. Open a Credit Builder Account

  14. Prioritize Student Loan Debt

  15. Wait It Out

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