Credit Hacks

1. Pay Your Bills On Time

2. Request a Credit Limit Increase

3. Pay Down Your Balances

4. Transfer Your Balances to a New Card

5. Avoid Closing Your Credit Accounts

6. Avoid Opening New Lines of Credit

7. Open a New Line of Credit

8. Spend Less Than 30% Of Your Available Credit

9. Use Experian Boost

10. Fix Credit Report Errors

11. Request Goodwill Deletions With Creditors

12. Become an Authorized User on Someone Else’s Card Account

13. Open a Credit Builder Account

14. Prioritize Student Loan Debt

15. Wait It Out